Comparing American Express Cobalt vs. Platinum Cards

a group of credit cards sitting next to a cell phone

Are you looking for a new credit card? If so, then you might be considering the American Express Cobalt or Platinum cards. Both of these cards offer generous rewards and benefits, but they are designed for different types of consumers. In this blog post, we’ll compare the two cards to help you decide which one is right for you.

American Express Cobalt Card

The American Express Cobalt card is an ideal choice for everyday spending. It offers 5 points per $1 spent on groceries and dining out, 2 points per $1 spent on gas and travel, and 1 point per $1 spent on all other purchases. This card also comes with a range of additional benefits such as extended warranty protection, purchase protection coverage, car rental insurance, and travel accident insurance.

American Express Platinum Card

The American Express Platinum card is best suited for frequent travelers who want to maximize their rewards. With this card, you can earn 5 points per $1 spent on flights booked directly with airlines or through Amex Travel and 1 point per $1 spent on all other purchases. This card also provides access to more than 1,200 airport lounges worldwide through Priority Pass Select membership as well as exclusive discounts at hotels around the world.

Conclusion:

When it comes to choosing between the American Express Cobalt and Platinum cards, it really depends on your spending habits and needs. If you’re an everyday spender who wants great rewards and perks, then the Cobalt card is probably the right choice for you. But if you’re a frequent traveler looking to get maximum value from your credit card rewards program, then the Platinum card might be a better option. Whichever one you choose, make sure that it fits your lifestyle so that you can get the most out of it!

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